A bit of a light-hearted post today. The Attractive Service Economic Index [侍應吸引力經濟指數]is a somewhat offensive [有攻擊性] and inaccurate [唔準確] way of measuring the state of the economy. However, I …
Blog 63: Framing Effect by Xavier Lo, FIA, FRM, MBA
Behavioural economics [行為經濟學] is a subject that I really enjoy reading about, and something I’ll write about regularly. We will touch on one small part of it today: the Framing …
Blog 62: Mental Health by Xavier Lo, FIA, FRM, MBA
I’d like to really highlight something that is important to all of us actuaries. There is a lot of emphasis right now on healthy eating [健康飲食] and staying physically active …
Blog 61: Reinsurance Structures by Xavier Lo, FIA, FRM, MBA
Firstly, thanks for all of you who reached out to me with questions. I personally prefer to reply through Instagram so feel free to reach out here! Today’s topic will …
Blog 60: Random Sampling by Xavier Lo, FIA, FRM, MBA
Back to technical this week – lets talk about Random Sampling [隨機抽樣]. Yes I know that most of you readers are actuaries, or at least have an understanding of basic …
Blog 59: Business Interruption by Xavier Lo, FIA, FRM, MBA
As we are still in covid [新冠肺炎] times, might as well write about something that has been brought into attention these few years. Business Interruption insurance [停業保] has always existed, …
Blog 58: Loss Leaders by Xavier Lo, FIA, FRM, MBA
Let me start today’s blog with a question: why do you think companies sell new products? Obviously to make money right? Well, not always – today’s blog is about Loss …
Blog 57: Negative Externality by Xavier Lo, FIA, FRM, MBA
Think about a time when you were on public transport [交通工具]. You stayed up late the night before and just want a peaceful, quiet time on the way to work. …
Blog 56: Risk Based Capital: Part 1 by Xavier Lo, FIA, FRM, MBA
Risk Based Capital [風險資本] is quite a hot topic [熱門話題] in Hong Kong during the recent few years. The reason for this is because there will be regulatory changes [制度改變] …
Blog 55: Power of Free by Xavier Lo, FIA, FRM, MBA
There is a very interesting phenomenon [現象] that I think all of you have observed. It doesn’t matter where in the world you are, as long as you see the …
Blog 54: Tips for writing CV – part 1 by Xavier Lo, FIA, FRM, MBA
My previous blog about exam tips was quite well-received. I think that while you enjoy learning about soft skills and theory, sometimes practical advice might come in handy as well. …
Blog 53: Pigeonhole Principle by Xavier Lo, FIA, FRM, MBA
I keep saying that the perfect actuary is one who is great with numbers, but even better in soft skills and overall knowledge. However, its always good to remind ourselves …
Blog 52: Interview with a European Actuary by Xavier Lo, FIA, FRM, MBA
It’s the 52nd blog, which means its been a year since I’ve started blogging! To remember this special day, I’ve decided to let you guys take a break from theory …
Blog 51: Mandela Effect by Xavier Lo, FIA, FRM, MBA
Quick experiment! Without looking any of these up, for those of you who have played or watched Pokémon [寵物小精靈], try to picture Pikachu’s [比卡超] tail in your minds in terms …
Blog 50: Luddite Movement by Xavier Lo, FIA, FRM, MBA
A bit of a history [歷史] lesson today. Have you heard of the Luddite movement? Perhaps not, but I’m pretty sure you would know people who are joining the Luddite …

