Let me start today’s blog with a question: why do you think companies sell new products? Obviously to make money right? Well, not always – today’s blog is about Loss …
Blog 57: Negative Externality by Xavier Lo, FIA, FRM, MBA
Think about a time when you were on public transport [交通工具]. You stayed up late the night before and just want a peaceful, quiet time on the way to work. …
Blog 56: Risk Based Capital: Part 1 by Xavier Lo, FIA, FRM, MBA
Risk Based Capital [風險資本] is quite a hot topic [熱門話題] in Hong Kong during the recent few years. The reason for this is because there will be regulatory changes [制度改變] …
Blog 55: Power of Free by Xavier Lo, FIA, FRM, MBA
There is a very interesting phenomenon [現象] that I think all of you have observed. It doesn’t matter where in the world you are, as long as you see the …
Blog 54: Tips for writing CV – part 1 by Xavier Lo, FIA, FRM, MBA
My previous blog about exam tips was quite well-received. I think that while you enjoy learning about soft skills and theory, sometimes practical advice might come in handy as well. …
Blog 53: Pigeonhole Principle by Xavier Lo, FIA, FRM, MBA
I keep saying that the perfect actuary is one who is great with numbers, but even better in soft skills and overall knowledge. However, its always good to remind ourselves …
Blog 52: Interview with a European Actuary by Xavier Lo, FIA, FRM, MBA
It’s the 52nd blog, which means its been a year since I’ve started blogging! To remember this special day, I’ve decided to let you guys take a break from theory …
Blog 51: Mandela Effect by Xavier Lo, FIA, FRM, MBA
Quick experiment! Without looking any of these up, for those of you who have played or watched Pokémon [寵物小精靈], try to picture Pikachu’s [比卡超] tail in your minds in terms …
Blog 50: Luddite Movement by Xavier Lo, FIA, FRM, MBA
A bit of a history [歷史] lesson today. Have you heard of the Luddite movement? Perhaps not, but I’m pretty sure you would know people who are joining the Luddite …
Blog 49: Counterfactual Thinking by Xavier Lo, FIA, FRM, MBA
Still on the theme of Olympics [奧運] this week, and another philosophical topic for all of you guys to think about. Have you ever noticed that some bronze medallists are …
Blog 48: Equity VS Equality by Xavier Lo, FIA, FRM, MBA
Has everyone been following the Olympic games [奧運會]? Sometimes you can tell which sport [運動] some athlete [運動員] plays just by their body shape. This got me thinking about Equity [公平] versus Equality …
Blog 47: Positional Goods by Xavier Lo, FIA, FRM, MBA
Remember the blog recently on the diamond and water paradox? Somewhat related to that is Positional Goods [位置性產品], which is the topic of today. Usually when you think about how …
Blog 46: Exam Tips – part 1 by Xavier Lo, FIA, FRM, MBA
No theory this week! It’s the Summer [夏天] now, and a lot of students may be using these last few weeks to really study as hard as they can before …
Blog 45: Samaritan’s Dilemma by Xavier Lo, FIA, FRM, MBA
Everyone’s probably heard of the Good Samaritan [撒瑪利亞人]. However, think about the person on the receiving end. If that person keeps on getting help and knows that help will always …
Blog 44: Diamond and Water Paradox by Xavier Lo, FIA, FRM, MBA
Have you ever thought about how certain things are priced [定價] in your everyday life? Could it be linked to the amount of value [價值] that it brings to you? …

