For the original post and more actuarial insight, please visit Mr. HongKong Actuary’s instagram profile With all the things that are happening in the world right now, maybe it’s the right …
Blog 78: Mentality of Graduates by Xavier Lo, FIA, FRM, MBA
For the original post and more actuarial insight, please visit Mr. HongKong Actuary’s instagram profile In a previous blog, we have looked at how interns should mentally prepare themselves. Is there …
Blog 77: F.I.R.E. by Xavier Lo, FIA, FRM, MBA
For the original post and more actuarial insight, please visit Mr. HongKong Actuary’s instagram profile Today’s blog isn’t anything new, but I’m sure its something that you have all encountered at …
Blog 76: Interview Tips – Experienced Hires by Xavier Lo, FIA, FRM, MBA
For the original post and more actuarial insight, please visit Mr. HongKong Actuary’s instagram profile A while ago, I posted a blog about interview tips for graduates. I’d like to follow …
Blog 75: The Great Resignation by Xavier Lo, FIA, FRM, MBA
For the original post and more actuarial insight, please visit Mr. HongKong Actuary’s instagram profile I think a lot of you would have heard of the Great Depression [大衰退] or the …
Blog 74: New Years Resolutions by Xavier Lo, FIA, FRM, MBA
Its nearly Chinese New Year [農曆新年], so I’d like to wish you all an early Happy Chinese New Year and hope the year of the tiger serves you well. In …
Blog 73: Introduction to Non Life Products by Xavier Lo, FIA, FRM, MBA
Thanks to one of my readers for giving me the idea for this week’s topic! Hopefully this will give some of you guys an easy introduction into the world of …
Blog 72: Mental Accounting by Xavier Lo, FIA, FRM, MBA
Let me point out something interesting. When you look at your total amount of money that you have, do you subconsciously split the money into different groups, such as having …
Blog 71: Costs and Benefits of Lockdown by Xavier Lo, FIA, FRM, MBA
Hong Kong is going into yet another phase of a lockdown [封鎖]. Although I use this term “lockdown” very loosely here, it is still worth discussing what the Costs [代價] …
Blog 70: Fresh Start Effect by Xavier Lo, FIA, FRM, MBA
Happy New Year [新年快樂]! Hope everyone had a chance to countdown 2021 with friends and family. With the new year just starting though, lets explore a psychological effect [心態轉變] which …
Blog 69: Gaslighting by Xavier Lo, FIA, FRM, MBA
Merry Christmas everyone [聖誕快樂]! In light of recent events, I’d like to discuss something that I’ve known all along, but only just found out that there was a term for …
Blog 68: Internship Mentality by Xavier Lo, FIA, FRM, MBA
Its nearly Christmas [聖誕節] and the end of another year. It is not uncommon for university students to take part in an internship programme [短期實習工] for maybe 3 months to …
Blog 67: Confirmation Bias by Xavier Lo, FIA, FRM, MBA
Have you ever noticed that people’s views are becoming more and more extreme [極端] these days? Its actually really difficult to have civilised debates [正常辯論] with people about politics or …
Blog 66: Interview Tips – Graduates by Xavier Lo, FIA, FRM, MBA
Depending on where you are, its about that time of the year where companies are starting to interview [面試] candidates for their graduate positions [畢業生職位]. Here are some tips I …
Blog 65: Price Earnings Ratio by Xavier Lo, FIA, FRM, MBA
Do you ever hear bankers talking about the P.E. ratio? P.E. ratio this, P.E. ratio that. No? Well, me neither, but the P.E. ratio is actually quite an important ratio …

