Blog 28: Mr. Hong Kong Actuary’s typical day by Xavier Lo, FIA, FRM, MBA

I recently did a presentation to aspiring actuaries in Hong Kong. They asked questions about what I did on a day-to-day basis [每日嘅工作]. So instead of theory this week, let me give you a glimpse of that.

A typical day starts with me traveling 45 minutes on the subway [地鐵]. I use this time to read news both locally and worldwide. I also subscribe to daily insurance news [保險新聞] via e-mails. By the time I get to the office and switch on my laptop, I am aware of what’s happening around me. First thing I do is a quick scan of all the e-mails that are sitting in my inbox, look at the meetings in my diary and then plan my tasks for the day – obviously, tasks with deadlines today are the most important!

What do I do next? As mentioned before, I usually like to get a cup or a can of coffee, depending on my mood and the time. A lot of my work revolves around reviewing [評介] work from my team and other teams, and communicating [溝通] with other departments to maintain close business relationships [工作關係]. After a whole day, I spend the traveling time again probably browsing LinkedIn or reading short educational articles, so as to make use of the free time. I like ending my day working out at the gym [健身室], just so that I can stay physically healthy and take a mental break, which leads to a healthy mind [健康心靈] too.

Of course, the above is just what I would call a “normal” day. Sometimes I get more urgent tasks so I spend the whole day in front of my laptop. Sometimes I end my day drinking with friends or colleagues. Sometimes I have so many meetings I actually don’t do much work. That’s what keeps it fun though.

To see more of these types of blogs, check out and subscribe to @inspiring_actuaries – she can probably give you a broader range of perspectives, especially if you’re from the US!

Xavier Lo, FIA, FRM, MBA
Qualified fellow actuary (in UK and Hong Kong), Financial Risk Manager, and MBA graduate (listed on the Dean's List) with a passion for insurance, data science, and analytics. Experienced in a broad range of insurance roles (pricing, capital modelling, reserving, ERM), along with a touch of knowledge in banking. Member of the General Insurance Committee (2021), Actuarial Innovation Committee (2019 - 2021) in ASHK.

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