Reply To: how do insurance companies make profit ?

Actuary Forums › Forums › Actuarial Discussions › Actuarial Projects › Pricing Learnings › how do insurance companies make profit ? › Reply To: how do insurance companies make profit ?

January 21, 2019 at 2:43 pm #24429
umanggarg
Participant

    But when we calculate premiums, don’t we take interest rate we get on premiums into account? Why are we separately counting investment income then? Doesn’t underwriting profit include the interest earned on premiums?

    Plz answer.

    Thanks in advance

    Sent from my Redmi 4 using Actuarial Info mobile app