Reply To: Reserve Pattern Actuary Forums › Forums › Actuarial Subjects › CM1 (CT1 & CT5) › Reserve Pattern › Reply To: Reserve Pattern May 10, 2018 at 2:59 pm #23840 abhinandan7Participant Decreasing term assurance means the policyholder’s benefit is decreasing as the term is ending and after his/her death their dependant recieves regular income till the rest of the term. Like