Riders are the supplementary benefits added in the primary life insurance policy purchased by the insured. These are the additional covers offered to the insured with the main policy so that the insured can get additional benefits under the single plan. These riders though entail additional costs to the insured in the form of increased premiums. Some different life insurance riders include Waiver of Premium , Critical Illness , Accidental Death Rider , Permanent & Partial Disability , Income Benefit Rider , etc .
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