Reply To: Interview experience for a LI pricing
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How did you reach this conclusion? Could you please elaborate?
What’s the answer of first question about that high and low mortality?
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If the mortality is high, the premium will be high.
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If mortality increases the prices for various products increases, except for pure.
Because in pure insurance, the company would pay only if you have survived n number of years. So, if mortality increases more persons will die in n period. Thereby, less people surviving and hence lower the payments made by the company, so the price would eventually decrease for pure.
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